Ginko Financial

The recession has been pretty terrible for a lot of people because of the way the banks have been acting over the years.  Instead of lending out to people in a responsible manner, they have been lending in the “sub prime” market meaning that a lot of people ended up not keeping up with the repayments.  As a result banks all around the world had to be bailed out by the governments and now we’re in a situation where many banks simply don’t want to lend.
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